What is Personal Accident Policy?
This insurance product protects the insured against accidents that may occur both at work and during the course of work.
- Accidental death.
- Permanent disability of the insured arising from the accident.
- A temporary total disability that makes you lose your source of income.
The policy offers cover for:

Step 1: Contact Old Mutual Ghana.
Step 2: Duly fill the application form and submit it at any of our branches.
Step 3: Submit all required documents.
Step 4: Quotation.
Step 5: Make premium payment.

TALK TO US
Our job is to assist you at every step of your insurance journey. Reach out to us and we will help you start off.
- A one-off premium is paid at the inception of the policy.
- You will need to renew your policy annually.
- Your occupation is a factor when determining premiums, which start from as little as GH¢20 for GH¢1,000 of cover.
- Manufacture of fireworks or explosives
- Construction and maintenance of cofferdam
- Racing, Rallies, and speed testing
- Naval, military, police, or Air force operations
- Professional sports
- Diving
- Mining
Death or injury while the insured person is engaged in the following activities is excluded: