Stay protected!Once an accident occurs, it can't be
undone, but its effects can be mitigated.

What is Personal Accident Policy?

This insurance product protects the insured against accidents that may occur both at work and during the course of work.
What's in it for you?
  • Accidental death.
  • Permanent disability of the insured arising from the accident.
  • A temporary total disability that makes you lose your source of income.

The policy offers cover for:

A young man seated in a wheelchair writes down notes outdoors.
How do I apply?

Step 1: Contact Old Mutual Ghana.

Step 2: Duly fill the application form and submit it at any of our branches.

Step 3: Submit all required documents.

Step 4: Quotation.

Step 5: Make premium payment.

A woman holds her neck and stands next to her car after being involved in an accident.


Our job is to assist you at every step of your insurance journey. Reach out to us and we will help you start off.

Want to know more about the Personal Accident Policy?The questions below will offer you more insight into the product:
    • A one-off premium is paid at the inception of the policy.
    • You will need to renew your policy annually.
    • Your occupation is a factor when determining premiums, which start from as little as GH¢20 for GH¢1,000 of cover.

    Death or injury while the insured person is engaged in the following activities is excluded:

    • Manufacture of fireworks or explosives
    • Construction and maintenance of cofferdam
    • Racing, Rallies, and speed testing
    • Naval, military, police, or Air force operations
    • Professional sports
    • Diving
    • Mining