Cover for
Owning a home is a big investment for you
and your family.

What is the Mortgage Protection Plan?

The Mortgage Protection Plan covers the life assured for death or disability while they are repaying a mortgage.
What's in it for you?
  • Total and Permanent Disability Cover: An amount equal to the death benefit sum assured will be paid to you in the event that you become permanently and totally disabled as a result of illness or accident.
  • Temporary Total Disability Cover: This benefit is payable if a member becomes wholly but temporarily incapacitated by bodily injury following his usual occupation hence unable to earn an income.
A Ghanaian family with two children accept keys for their new home from their real estate agent.
How does it work?

In the event of death or total disability of the insured, Old Mutual Ghana will pay the outstanding loan amount, which will give your family the peace of mind that they will not be rendered homeless when a financial institution comes calling.

A happy couple stand in front of their new home, holding the house keys.


Whether you want to take up this policy or another, our expert advisors can help you find the right insurance.

Want to know more about the Mortgage Protection Plan?The question below will offer you more insight into the product.
    1. Submit the original death certificate or medical report in the event of a disability.
    2. Provide the burial permit of the deceased.
    3. Submit original ID or Birth certificate
    4. Provide a marriage certificate in case of spouses.
    5. Submit police abstract if the death is a result of a road traffic accident, murder assault or sudden death( all documents must be duly certified)