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What is Deposit Administration Scheme?

The Deposit Administration Scheme (DAS) is designed to help individuals living in Ghana, the diaspora and institutions grow their funds through professionally managed investments. With a focus on security, steady growth and flexibility, DAS makes it easier to build financial confidence for the future.
Why choose Deposit Administration Scheme?Discover the benefits of investing with a solution designed to help your money grow securely and confidently.
Maximise growth through annual compounding.
  • Professionally managed investments to grow your savings
  • Preserve the value of your accumulated funds
  • Benefit from carefully managed investment risk
  • Leverage the expertise of investment professionals
  • Maximise growth through annual compounding
  • Enjoy liquidity with flexible partial withdrawals

The policy offers the following benefits:

Benefits of DASComplimentary benefits of Deposit Administration Scheme.
  • Complimentary life cover: GHS 2,000 for investors in Ghana or GHS 10,000 for diaspora investors.
  • Complimentary life cover of GHS 10,000 each for up to two eligible dependents.
  • Additional dependent life cover is available at applicable premium rates.
  • Maximum entry age for dependents is 80 years.
  • Minimum investment: GHS 200 for investors in Ghana or €50 for diaspora investors, payable monthly, quarterly, bi-annually, or as a lump sum.

Eligible policyholders enjoy the following complimentary life cover alongside their investment:

Complimentary benefits of DASHow it works

Step 1:
Request for a call back

Step 2:
Choose your investment amount and preferred investment period.

Step 3:
Your funds are professionally invested across carefully selected investment instruments

Step 4:
Your investment earns annual compounded returns.

Step 5:
Receive your investment proceeds together with earned returns at maturity, with the flexibility of partial withdrawals where applicable.

From opening your investment account to earning competitive returns, here's how the Deposit Administration Scheme works:

How DAS worksWho can invest

Wherever you are, there's a Deposit Administration Scheme designed to help you invest with confidence.

Grow your wealth with confidence

Whether you're saving for retirement, education, a new home, or future opportunities, the Deposit Administration Scheme helps you grow your money through professionally managed investments designed for long-term financial security.

Individuals in GhanaStay connected to your investments back home

Wherever you live, you can continue building your financial future in Ghana. Invest confidently through a trusted investment solution that helps your money grow while keeping you connected to opportunities back home.

Ghanaians in diasporaInvestment solutions for every organisation
  • Corporate Organisations
  • Small and Medium-sized Enterprises (SMEs)
  • Educational Institutions
  • Churches and Religious Organisations
  • Non-Governmental Organisations (NGOs)
  • Associations and Cooperatives
  • Trusts and Foundations
  • Investment Clubs
  • Government and Public Sector Institutions
Whether you're managing operational reserves or long-term funds, the Deposit Administration Scheme is suitable for:Institutions

READY TO START INVESTING?

Take the first step towards growing your savings today.

Frequently asked questionsFind quick answers to the most common questions about the Deposit Administration Scheme.
    Individuals aged 18 years and above, as well as eligible institutions.
    Funds are managed by experienced investment professionals across diversified local and international investment opportunities.
    Yes, partial withdrawals are allowed in accordance with the product terms.
    Returns are communicated at the end of the investment period, which is typically one year.
    Yes. Qualifying policyholders receive complimentary life cover together with eligible dependent benefits.