Personal Accident Policy

This plan covers you against bodily injury, disability or death. When you consider the type of risk we are all exposed to, both at work and outside of work, this cover is very important. It offers protection during the working period.


  Scope of Cover

  • Bodily injury
  • Disability
  • Death
  • People 18 to 55 years can purchase this policy.


  • Offers protection during working period.
  • Provides 24-hour cover to all clients, whether at the workplace or not.
  • It provides more comprehensive cover than Workmen’s Compensation, without necessarily being more expensive.


  • A one-off premium is paid at the inception of the policy.
  • You will need to renew your policy annually.
  • Your occupation is a factor when determining premiums, which start from as little as GH¢20 for GH¢1,000 of cover.

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Personal Accident Policy