Normally when we pick up our phones to request our Uber rides, our main headaches are pretty much summed up into:
But have you ever wondered what will happen to you in case you are in an Uber and the unfortunate happens? It never crossed your mind, did it?
You are slowly starting to remember some stories you have heard about how drivers abandon passengers after there has been accident… Please don’t over think because 2019 came with the best solution…
Old Mutual Life Assurance is the best example for the saying “not all super heroes wear capes”.
Whenever you request an Uber, automatically you are covered by Old Mutual Life Assurance in the event of any unfortunate occurrence. Too much grammar? Ok, let’s break it down. If you are on a trip and the unfortunate happens, there are various packages you will benefit from.
There is Medical Cover. This cover reimburses both the driver and the rider for their necessary medical expenses to the tune of GHs12, 500. In addition ambulance service will be reimbursed.
In the unfortunate event where a driver or a rider dies as a result of an accident during a trip, their dependents/family will benefit from the Death and Funeral Payments which is a lump sum of GHs50,000 and they will also get an amount of GHs5,000 for funeral expenses.
The Permanent Disability Payments are paid out in the unfortunate event when a rider suffers a permanent disability as a result of an accident during a trip. The rider will benefit from a lump sum payment of up to GHs50,000. The amount depends on the severity of the disability.
Lastly if a driver is hospitalized for more than 48 hours as a result of an accident that happened during a trip and are unable to work because of the injuries, they will receive a daily payment of GHs50 for up to 30 days whilst they are medically certified by a doctor as unfit to work.
All you need to do is request an Uber, be on the trip and be eligible. Share the good news of Old Mutual Life Assurance with a fellow Uber user and don’t forget to stay safe.